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Financial Help

Getting an education takes both planning and money. This section links you to resources where you can find financial help.

  • Financial aid information
  • Budgeting tips
  • Other funding options

Financial Aid

College Student Alliance Financial Planning Tool

The College Student Alliance Financial Planning Tool helps current and future college students plan their finances to help fund their education.  Individuals can search for bursaries, grants, repayable loans, and scholarships using the “Funding Sources” page or create and save a budget using the “Plan my budget” section.

The Ontario Student Assistance Program (OSAP) helps Ontario students pay for their education.

OSAP offers financial aid through scholarships and bursaries, and loans. Scholarships and bursaries provide money you don’t have to repay. Loans are money you borrow from the government and pay back after you graduate.

Learn more by visiting OSAP on the Ministry of Colleges and Universities' website

 

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Budgeting tips

There are many ways to save money.  One way is by cutting costs with everyday expenses.  Making a budget can help you deal with financial issues during your school year.

To help you prepare a budget that will be effective, you should:

  • Avoid using credit cards on a regular basis;
  • Be realistic with your spending;
  • Keep track of your spending habits;
  • Keep an accurate record of your bank accounts;
  • Plan your budget at the start of the school year; and
  • Review your budget regularly, allowing for possible changes in your life.

Use these budget calculators to estimate your expenses and income:

Durham College Online Budget Calculator

University of Western Ontario Financial Calculator

Knowing how much money you will need and learning how to manage your money is key to your success as a student!

Other funding options

30% Off Ontario Tuition Grant
If you're a full-time student at a public college or university in Ontario, you could be eligible to get 30% off your tuition from the Ontario Government.

Lines of Credit
In addition to loans and grants, students can also get lines of credit available at most major Canadian financial institutions.

Second Career
Second Career provides laid-off workers with financial support and skills training.  They also help you find jobs that are in high demand.

Apprenticeships
Need financial help to pay for your training and get started in your career? This site lists programs you should know about.

The Lifelong Learning Plan (LLP) allows you to withdraw amounts from RRSPs to finance training or education for you or your spouse or common-law partner. You cannot use the RRSP funds to finance your children's training or education, or the training or education of your spouse or common-law partner's children.

Registered Education Savings Plans (RESPs) are special savings accounts that can help you save money for your post-secondary education.

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call 1-877-999-9149

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